Our customers say it all

Rated 4.98 out of 5 based on 483 reviews

Excellent

Everything online. Lower rates and fees than my own bank of many years. James from Simplist was extremely knowledgeable and a great personality besides. This guy could be a company unto himself.

Cat Q. Verified Reviewer
Newport Beach, CA (September 2020)

Great experience

Refinancing through Simplist was a breeze. We received lower rates than any others we inquired with, even our long time mortgage broker who we've worked with through other transactions. Closed in a couple weeks, almost entirely virtual beyond end of process signing and Jared and Kevin were always available to take our questions and adjust as needed throughout the process. Highly recommend.

Waldi G. Verified Reviewer
Norristown, PA (September 2020)

Relatively painless process, great rates!

James was great to work with, despite a few kinks (typo on my cell phone number didn't help). He was knowledgeable and was able to get us to the closing table in good time, even with how busy things are. Rates were great, and fees were reasonable. Would recommend Simplist again!

Joy M. Verified Reviewer
Apollo Beach, FL (August 2020)

Great to work with, just as discussed

Jared and Simplist were great to work with. I was leary at first as. I generally prefer to go direct to the lender but I'm glad I didn't. Jared shopped around for the best rate and terms for me and stayed in constant communication along the way. Would strongly recommend him and have already sent 3 referrals to him. Will use him again for my next mortgage.

Matthew C. Verified Reviewer
Largo, FL (August 2020)

Easier than you think

James was the easiest "loan guy" to communicate with. Very prompt, and used text, phone, and email. Shopped arounded on rate, but James was by far the most pleasant to deal with, so I was really happy he has the best rate too!

Randi E. Verified Reviewer
Jacksonville Beach, FL (August 2020)

James and Jamila at Simplist were great

I was super impressed with Simplist. They were great to work with, were straight up, helped me get the best rate and loan cost I could find anywhere and got the loan closed in great time! I definitely will be using them for my next mortgage/refinance.

Stephen M. Verified Reviewer
Pequannock, NJ (August 2020)

Very good experience

Ryan was extremely communicative and made the process easy. Clearly was very busy given the rate drop, but gave us individualized attention and worked all hours of the day to make sure we closed on time (get some sleep!). I would definitely recommend to anyone and will use again if/when I purchase another home.

Edward R. Verified Reviewer
Montclair, NJ (August 2020)

Attentive, problem fixer

Great experience, I applied online and initially got assigned a representative (I do not recall his name). I had a complicated loan because I have a Home Equity loan too. I could not reach the representative assigned to me (don’t know what happened there) but James took up my problem (he actually took it very personal - like my problem was his problem) and completed my refinance. I am not sure he got credit for the work he did with me since my application was assigned to someone else. Very happy with the end process.

Howard G. Verified Reviewer
Chatham, NJ (August 2020)

Fast and seamless

I've done 4 refi's in my lifetime and this one with James and Simplist was definitely the fastest and easiest. He let me know when rates had dropped into my target zone and then worked super fast with his team to close in a week. I didn't know it was possible to close that fast. Don't hesitate to work with him.

Kevin W. Verified Reviewer
San Francisco, CA (August 2020)

James and his team at Simplist.com are amazing!

Working with James and Simplist was a smooth and easy experience. When I saw rates drop I was eager to take advantage of them, but I heard as a small business owner that the process is nearly impossible thanks to COVID and all the economic uncertainty. He was upfront that the lender would require numerous documents that I was able to provide. Whenever I had questions he was always accessible and friendly. We closed quicker than I thought and I was very happy I chose to work with James and Simplist.

Rob R. Verified Reviewer
Freehold, NJ (August 2020)

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