income

As part of the mortgage underwriting process, you’ll often be asked to produce your prior tax returns. Here’s what to expect, and why:

You’ve been diligently saving, found the home of your dreams, and are ready to seal the deal by applying for a mortgage. High five! When you’re this close to the finish line, it’s important not to grow complacent and lose sight of the end goal—that means avoiding any hurdles that could trip you up and set you back several steps!