Rates current as of Dec 30, 2024, 3:00 PM available through Simplist.
These rates are based on the purchase of a single family, primary residence in the state of Colorado, with a middle credit score of 760, and assumes the loan will have an escrow account. Subject to change without notice.
Options with 1 Point(s)
30 Year Fixed
Rate
6.625%
APR
6.781%
Loan Amount
$300,000
Down Payment (25%)
$100,000
Term
30 Years
Monthly Principal & Interest Payment
$1,921
Closing Costs
$4,772
15 Year Fixed
Rate
5.990%
APR
6.243%
Loan Amount
$300,000
Down Payment (25%)
$100,000
Term
15 Years
Monthly Principal & Interest Payment
$2,530
Closing Costs
$4,796
30 Year 7/1 ARM
Rate
6.750%
APR
7.257%
Loan Amount
$300,000
Down Payment (25%)
$100,000
Term
30 Years
Monthly Principal & Interest Payment
$1,946
Closing Costs
$4,625
Options with 0 Point(s)
30 Year Fixed
Rate
6.990%
APR
7.058%
Loan Amount
$300,000
Down Payment (25%)
$100,000
Term
30 Years
Monthly Principal & Interest Payment
$1,994
Closing Costs
$1,364
15 Year Fixed
Rate
6.375%
APR
6.754%
Loan Amount
$300,000
Down Payment (25%)
$100,000
Term
15 Years
Monthly Principal & Interest Payment
$2,593
Closing Costs
$7,079
30 Year 7/1 ARM
Rate
6.750%
APR
7.257%
Loan Amount
$300,000
Down Payment (25%)
$100,000
Term
30 Years
Monthly Principal & Interest Payment
$1,946
Closing Costs
$4,625
General Disclosures
- Sample payment does not include taxes, insurance or assessments. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%.
- Mortgage interest rates shown are based on a 30-day rate lock period.
- The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination fees). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
- The estimated total closing costs above do not constitute and are not a substitute for a loan estimate, which includes an estimate of closing costs, that you will receive once you apply for a loan. The amounts provided above for Estimated Total Closing Costs, are estimations based on the state selected. This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary, and may include city, county or other additional fees and costs.
- These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.