Painless mortgages
Welcome to the mortgage marketplace that searches 50,000+ options from top lenders to match you with the best ones, and then does all the hard work for you.
We’re transforming the way today’s homebuyers shop for a mortgage.
Today's Mortgage Rates
Compare options from 25+ top lenders to make sure you get the best deal.
30 Year Fixed
15 Year Fixed
30 Year 7/1 ARM
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* 6.774% APR, see rate assumptions
* 6.114% APR, see rate assumptions
* 7.226% APR, see rate assumptions
Everything you need, all in one place.
You control the process every step of the way. See all your options in minutes. Complete your application online or speak with an expert. We’re happy to help you every step of the way.
Loan type
30 Year Fixed
We're always here to guide you
We help you from start to finish, but you won't receive any calls from our lenders. Have questions? Just ask.
At Simplist, we understand that everyone has their own unique story. That's why we've developed the technology that finds the best mortgages for your background, and guides you through the entire process—from application to close. From a team of industry veterans and mortgage innovators who partner with the best in the business, Simplist gets you the mortgage you deserve.
Applying with Simplist is free. We won't charge you an application fee or processing fee. Simplist only makes money if you close your loan. Like with any loan, there will be closing costs and other third-party fees to pay. All closing fees will be listed on the Loan Estimate disclosure form we send you within 3 days of receiving your full application.
Processing times vary for each person and type of mortgage. We work to get you the right mortgage as quickly as possible and many of our customers are closing in as few as 10 to 14 days from submitting their application.
Yes, we built Simplist with privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
We’re here to help! You can schedule a call with a Simplist Loan Expert and we’ll gladly help you find what you are looking for.
What people are saying
Quick, Smooth Process - Helpful, Responsive, Competent Team
Process went great, would use again and recommend to others.
Jonathan was exceptional!
Jonathan Scott made our experience as newbie home buyers so easy and he went above and beyond in coaching us through the process! He also made our offer stronger by personally calling and vouching for us, we really appreciated all his dedication and time :) We also felt our rates were very competitive and communication was efficient. I would recommend him to any friend! Thanks Jonathan!! :)
Smooth buying process
Very helpful thoughtout the process. Specially for first time home owners .
Great experience
Excellent communication and made the whole process very simple for a first time home buyer.
Closed quick and competitive rate
Our loan expert Jonathan Scott is truely a godsend. He is so good and quick. He helped us close our house in 2.5 weeks, really expediting everything. The rate he helped us lock in was also very competitive/low compared to other places. He was also very reachable and communication was on point. We texted, zoomed, emailed and called every day and he was always on top of everything. He was there for [...]
Great experience
We are very appreciative of Jonathan and Anna and everything they did for us. I also liked Simplist's easy to use online platform. As with most home purchases, we had a few challenges along the way but communication remained open and they helped us resolve them quickly. We are “living the dream”, as they say, in our new home down here in Pensacola and we couldn’t have done it without them. Thank [...]
Service so good it feels local!
Jonathan really hustled to win our business. We were originally working with a local lender, and were anxious about going online; but when it became clear the local lender couldn't compete on the interest rate, we made the switch. We couldn't be happier with the results. Jonathan was responsive and helped us through the whole process every step of the way. We never felt like there was anything [...]
Dependable and efficient
I was able to depend on Jonathan from start to finish and every step along the way. He explained everything and answered all my questions. He treated me with respect and helped me meet my goals.
Purchase
Jonathan Scott was very receptive and responsive from day 1 to the very end of the process. He carefully explained everything and made every effort possible to help the purchase process go through. He couldn't have been better. Thanks Jon! You are the best!
Simple, easy transaction. Truly Simplist.
To say I was apprehensive about purchasing our first property is an understatement. Even the beginning process of finding a lender was challenging, I felt like a dangling carrot for everyone to try and claim until I started working with Jonathan Scott at Simplist. He put in some work before I committed to anything to help put me at ease and ultimately in the driver's seat. He offered insight on [...]
You've got a story, we've got a mortgage.